about the company.
Our client is a leading financial institution specializing in corporate banking solutions, dedicated to providing comprehensive financial services to large corporations. They are looking for an experienced Credit Approver to join their corporate credit assessment team.
about the team.The Credit Approver will evaluate credit applications from large corporations, assess financial stability, and determine credit risk. This role is vital in ensuring that credit decisions support the bank’s strategic objectives while maintaining a robust risk management framework.
... about the job.
- Review and analyze credit applications from large corporate clients, including extensive financial statements, cash flow projections, and business plans.
- Assess the creditworthiness of applicants by evaluating their financial health, industry position, and repayment capacity.
- Collaborate closely with relationship managers to gather additional insights and address any discrepancies in applications.
- Make informed credit decisions and recommendations in compliance with the bank’s policies and risk appetite.
- Maintain detailed documentation of credit assessments and decisions to ensure adherence to regulatory requirements.
- Stay informed about market trends and economic conditions that may impact corporate clients.
skills & experiences required.
- Bachelor’s degree in finance, business, or a related field; MBA or relevant certification is a plus.
- Significant experience in credit assessment or corporate lending, particularly with large corporations.
- Strong analytical skills with expertise in interpreting complex financial data and assessing credit risk.
- Excellent communication and interpersonal skills for effective collaboration with clients and internal stakeholders.
- Proficient in credit assessment tools and financial modeling software.