summary

hong kong
HK$35,000 - HK$45,000 per month
permanent
full-time

specialism
banking & financial services
sub specialism
compliance, risk & governance
reference number
91M0245328_9655923147711388510

job details

about the company.
Our client is a prominent bank specializing in small and medium-sized enterprises (SME) banking solutions. They are committed to supporting the growth of SMEs by providing tailored financial products and services. We are looking for a dedicated Credit Approver to join their credit assessment team.

about the team.The Credit Approver will assess credit applications from SMEs, evaluate financial statements, and determine creditworthiness. This role is essential in ensuring that credit decisions align with the bank's risk appetite while supporting the financial needs of SME clients. ...

about the job.

Review and analyze credit applications submitted by SMEs, including financial statements, cash flow forecasts, and business plans.
Assess the creditworthiness of applicants by evaluating their financial health, credit history, and repayment capacity.
Collaborate with relationship managers to gather additional information and clarify any discrepancies in applications.
Make informed credit decisions and recommendations in line with the bank’s policies and risk management framework.
Maintain accurate records of credit assessments and decisions to ensure compliance with regulatory requirements.
Stay updated on industry trends and market conditions affecting SMEs.

skills & experiences required.

Bachelor’s degree in finance, business, or a related field preferred.
Proven experience in credit assessment, lending, or a related role in SME banking.
Strong analytical skills with the ability to interpret financial statements and assess risk.
Excellent communication and interpersonal skills for effective collaboration with clients and team members.
Familiarity with credit assessment software and tools.

about the job.

Review and analyze credit applications submitted by SMEs, including financial statements, cash flow forecasts, and business plans.
Assess the creditworthiness of applicants by evaluating their financial health, credit history, and repayment capacity.
Collaborate with relationship managers to gather additional information and clarify any discrepancies in applications.
Make informed credit decisions and recommendations in line with the bank’s policies and risk management framework.
Maintain accurate records of credit assessments and decisions to ensure compliance with regulatory requirements.
Stay updated on industry trends and market conditions affecting SMEs.

skills & experiences required.

Bachelor’s degree in finance, business, or a related field preferred.
Proven experience in credit assessment, lending, or a related role in SME banking.
Strong analytical skills with the ability to interpret financial statements and assess risk.
Excellent communication and interpersonal skills for effective collaboration with clients and team members.
Familiarity with credit assessment software and tools.

skills
no additional skills required
qualifications
no additional qualifications required
education
Bachelor Degree

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Our consultant will call you to discuss your application and further career aspirations if you're suitable for a role.
getting you registered.
If you’ve never worked with us before, we’ll need some basic additional pieces of information to confirm your eligibility to work in Hong Kong SAR.
compliance check.
Next, we just need to verify a few things - we’ll make the relevant compliance checks and keep you posted.
reference and background check.
As part of the process in ensuring you’re perfect for the role, we’ll make contact with any relevant references you’ve provided.
the perfect job for you.
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dora leung

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credit approver - sme banking.

job details

skills

qualifications

education

the application process.

apply with randstad.

we’ll give you a call.

getting you registered.

compliance check.

reference and background check.

the perfect job for you.

the interview.

start your new job.

get in touch

dora leung

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